For quite some time now, the government has been trying to come up with a way to get people the kind of affordable health insurance they need and want. Remember that the cost of all health insurance has always been the sticking point and to that end many of these attempts have failed except for the heath savings accounts that are by all accounts here to stay.
Tax Write Off
Now these were brought in by the government as a means of allowing people to get the low cost health insurance they want. They work something like an RSP in that the person who buys one gets to put money in that they get to deduct later as a tax write off. Still, these are different in some ways too.
For example, the bearer is not allowed to spend the accumulated money on anything other than health insurance needs. Because there health savings accounts are a little more complicated than they first appear, it’s a good idea if you enlist a good broker to help you decide what’s good for you when it comes to these. And the best in the industry is Insurance Care Direct.
Average Person
These are the experts that have been mandated to treating you like a member of their family. Even the company itself was formed to enhance the health insurance experience of the average person. With the help you’ll get here from the friendly courteous staff at Insurance Care Direct, you’ll have no trouble discerning which of the health savings accounts they have the right one for you is.
Getting the best in affordable Health insurance isn’t always easy. In fact, it can be daunting once you get some of the online health insurance quotes you’ll receive. But you’ll soon see the light when you use the experts at Insurance Care Direct. They really are the ones that have your best interest in mind when it comes to getting you the health insurance you need.
Irving Donaldson
http://www.articlesbase.com/insurance-articles/health-savings-accounts-more-than-meets-the-eye-713930.html
My husband insists on tithing and thus leaves me to pay more than half of the bills. What can I do?
My husband tithes his 10% to his church every week. We went through a rough spot in our marriage some time ago and he believed it was because he had stopped going to church. For nearly a year now he has been back to church and pays a full 10% of gross salary every week. I am the one who monitors the rent, childcare, and utility bills for the household and my husband gives a set amount every week to help with bills. I have been paying $400 more a month than him to cover bills because he refuses to stop tithing. He has also stopped paying his credit card bills and has not enrolled in a health care program nor has he bought life insurance and he has no bank account, no savings, and retirement plan. We have another child on the way and are currently raising a toddler, with a upcoming maternity leave, I know we are in for a struggle with his tithing. I am concerned that we will wind up in a deeper hole. I told him we have to cut on something, if you insist on tithing then we cut Christmas gifts only buy for the children. He refuses. I’m going to have two young children and I just want the best for them I want us to save, to have our own home and we can’t even get on track. I don’t believe you have to pay for blessings and I don’t believe we are tied to laws of the old testament as Christians. My mother was recently evicted and I couldn’t help her and then I think about that $40 to $60 every week that my husband gives. I even suggested lowering the donation amount but no that doesn’t work for him either. It’s tithes+donation. When I speak against tithes my husband says its the devil talking. This is putting a strain on our marriage. I don’t appreciate being criticized in my own home or being demeaned because I don’t believe what he does. He has always been religious and when we met he went to church occassionaly up to twice a month or so and I sometimes went with him. After he insisted on tithing my attendence slowed because I didn’t think we could handle paying a combined $140 a week. I want our marriage to work but being in this situation is stressing us both out. I want him to understand financial responsibility and understand what I go through week to week trying to make ends meet. It’s not fair for him to tell me that he will pay his tithes first and then if he has enough to cover half of the bills he wil give it to me. Do you think there is some compromise we can make? From a religious perspective is there any biblical evidence that releases christians from tithing? A part of me wants to leave and let him handle things on his own for a while and see how it is but I work full time am in college as well and am going through a high risk pregnancy. I am at the end of my ropes, I don’t want to leave my husband but at times I feel as though he brings more stress to my life. I went from mixed family to a broken home to a couple of supposed step daddies and and mommies and have a slew of halfs- and steps-, I don’t want that for my children. What else can I do to make this work? We have other problems of course but this is our greatest stressor since I’ve been pregnant.
I read up to the part about credit cards. It’s in the bible that the debtor is slave to the lender. Tithing is not going to help him spiritually if he’s ignoring the rest of the bible.
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leave him that will Force him to straighten up
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I read, "he refuses" two times. Who the he** does he think he is, and who are you letting him be? It’s time for an appointment with the minister to get a little advice on the role of a man in his family.
Then, what are you thinking? You are a married to a man who has completely given up his role of financial responsibility and you are PREGNANT.
Sometimes people call it "Christian" when it’s really excuse making and bad judgment. The devil is present in your situation, but it’s all the stupidity you two are engaging in.
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Goodness, well i don’t believe he isn’t in the right religion first of all. but that’s a different matter. However he is choosing to ignore his family and the needs of them. And for sure God wouldn’t want a man to forsake his wife and kids. In fact the bible says leave your mother and father and cling to you wife. And at no time should any church encourage a man to neglect his family and them not have food shelter etc. to buy more statues to worship, at which the bible says don’t bow down to any statue! What I would do is give him one slice of bread for dinner and water. Tell him if he is still hungry call the church, Because the kids and you wont do without food and what y’all need and because he chooses to give that much he has to be the one to make the sacrifice and not eat so well. And when he needs gas in his car, tell him hop on the bike his gas money went the church. You get my point. gl
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Your husbands religion is important to kim and part of who he is. You knew he was religious when you married him so this is not a reason to separate from him.
Stop nagging him about tithing and ask him to go through your household income and expenses with you to see if he can help you budget. if you are truly hard up and unable to make savings anywhere go to his church and have a talk to his parson and find out whether there is a church fund which can help your family. The church is not just a millstone it is also a supportive family.
it does not matter who provides the larger share of the family income. You would not complain if he was providing more than you and in these days of equal opportunities for women it is not uncommon for a wife to earn more than her husband.
if you are finding life difficult now I would suggest you put off enlarging your family any further after this pregnancy until your situation improves.
With the present econom ic climate life is hard for us all at the moment, but this is the time to be strong and hold it all together for all your familys sake. if you split from your husband you may be a bit beter off financially but you and your children will be poorer emotionally and you will be lonely.
You could cut the family food budget by adding lentils to your stews and using less meat. you could serve a nut roast instead of a joint of meat sometimes. Have pasta with a tomato and vegetable sauce sauce with a little parmesan on top. make a chick pea curry. it is not necessary or even healthy to eat a lot of expensive meat all the time.
i wish you and your family well.
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and you married a religious nut and are having a baby by him, why? Sweetie, they all give money to their churches, and put their religion before their families. This will never change. Where was your radar?
Guys aren’t fix up project in a marriage… what you see is what you got.
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Only insane, brain-dead religious freaks think it is more admirable to take care of the church first, before their own family. I’ve seen this with my uncle’s family He is at church every week, giving time and money. His house is LITERALLY falling down around his family, they are about to declare bankruptcy and my aunt is sick and worked to the bone. Oh but GOD FORBID his stupid ass isn’t at the church, using his gas to bring food to the poor, donating his money and time, while his own family is hungry and about to be homeless and completely overwhelmed with debt. It blows my mind how some people interpret the Bible and think this is what God wants of them. Unreal!!
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Go to the church for help! Maybe they can give you free counceling for you and your husband.
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Family first.
If he cannot see that, Jesus is not going to make him see it.
Make a choice for yourself what you want for you and your children.
Can you live with him being this way? No? Make a choice.
If you decide to leave him, then he ALSO will make a choice.
Support you and his children, or support his Pastor.
Let him make that call. You will see what kind of man he is.
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